Janusea+Kinective-1200x1200

Kinective Acquires Janusea, Strengthens Digital Connectivity Offering and Expands Fintech Integration Capabilities

by News

Acquisition deepens Kinective’s advanced API integration technology within its banking operations platform, further eliminating connectivity barriers between core banking and fintech ecosystems

PHOENIX (July 22, 2025)—Kinective, the leading banking operations platform provider that transforms how financial institutions operate, connect, compete and thrive, today announced its acquisition of Janusea, a modern integration technology leader that unlocks innovation for financial institutions through simplified connectivity of fintech applications to core banking systems.

The acquisition solidifies Kinective’s leadership in digital connectivity, deepening its capability to deliver seamless integrations across core banking systems and the broader fintech ecosystem that is increasingly essential to an institution’s competitive advantage. The connectivity provided through Kinective’s single, secure platform creates a foundation that enables critical data flows across all enterprise systems, allowing institutions to accelerate digital transformation initiatives while delivering greater efficiency, security and data fidelity.

“As the fintech ecosystem continues to expand, the ability to easily integrate new technologies and services becomes even more essential for financial institutions to differentiate and more effectively serve their communities,” said Stephen Baker, CEO of Kinective. “The acquisition of Janusea furthers our ability and our commitment to eliminate the complexity and technical barriers that have traditionally slowed adoption, enabling our clients to quickly and securely integrate the fintech solutions they need while reducing risk across their enterprise.”

The acquisition brings together two proven leaders in banking connectivity. By leveraging Kinective’s advanced data intelligence capabilities in combination with connectivity, Kinective’s banking platform can transform fragmented data streams into unified, actionable insights that enhance risk management, improve customer experience, and drive operational efficiency.

Financial institutions can now not only more confidently connect their systems but fully break down data silos between their various fintech solutions—from payment processors and lending platforms to compliance tools and customer analytics systems—creating a holistic view of their operations that enables more informed decision-making, regulatory compliance, and strategic planning.

“Joining Kinective opens an exciting new chapter for Janusea and our industry,” said Kyle Stutzman, CEO and co-founder of Janusea, who will remain with the business in a leadership position. “Our team has spent years developing an integration platform that makes it easy and fast for financial institutions and fintech solutions to connect. We’ve helped financial institutions accelerate digital transformation and improve efficiency, while giving fintech’s one-to-many access to the entire community financial industry. With Kinective’s expanded resources, additional platform capabilities, and expansive reach, we can accelerate our vision of enabling innovation and removing the barriers between fintech applications and core banking systems.”

Janusea will continue to provide its solutions to existing customers, while Kinective evaluates integration strategies to further enrich its digital connectivity offerings and extend its banking platform capabilities.

This acquisition continues Kinective’s strategic expansion following the recent acquisitions of Epic River for document workflow capabilities and Datava for data intelligence, creating an increasingly comprehensive technology platform that connects all elements of banking operations.

Kinective will showcase its banking platform’s enhanced capabilities at its inaugural user conference, Kinections25, from Nov. 5 to Nov. 7, 2025, in Scottsdale, Arizona. The event will provide Kinective’s more than 4,000 financial institution customers and partners with an opportunity to experience firsthand the platform’s ability to deliver operational innovation strengthened by comprehensive digital connectivity and data intelligence capabilities.

For more information about Kinective, visit www.kinective.io. For more information about Janusea, visit www.janusea.com.

About Kinective
Kinective is the leading provider of banking operations platforms for financial institutions. With the most comprehensive, open and connected technology ecosystem in banking, Kinective helps banks and credit unions unlock innovation and deliver better banking. The Kinective Banking Operations Platform unifies branch automation, document workflow, digital connectivity and end-to-end operational data intelligence in a single platform that streamlines operations, reduces complexity and enhances both employee and customer experiences. Kinective serves more than 4,000 banks and credit unions nationwide, giving these institutions the power to compete effectively and strengthen their position in the communities they serve. For more information about Kinective, visit www.kinective.io or connect with the company via LinkedIn.

About Janusea
Janusea, Inc. bridges the technology gap between financial institutions and today’s most innovative fintech solutions. Many fintechs face challenges when communicating with legacy core systems at credit unions and banks, often requiring years of development to achieve full integration. Janusea connects these worlds through a secure, cloud-based, fully hosted platform. With a focus on speed to market, freedom to choose the best solutions, and sustainable API integration, Janusea enables seamless collaboration between fintechs and financial institutions.

TEMPLATE Janusea Partner instagram Post (58)

How Great Lakes Credit Union and Janusea Worked Together to Make a Branch Acquisition a Tech Success

by NewsVideo

Great Lakes Credit Union’s COO Elizabeth Osborne and Janusea’s VP of Products and Platforms David Whitcomb joined the Studio Lounge to share how their teams—along with other key partners—transformed a branch acquisition into a technology success story in just two months.

Elizabeth and David broke down how they approached member conversion, managed the project timeline, and overcame common acquisition challenges. With an impressive 96% member retention rate post-conversion, the conversation highlights the growing importance of speed, efficiency, and strong collaboration in shaping future credit union strategies.

Let us know your thoughts in the comments!

20250416_223056467_iOS

NACUSO25: ASAPP and Janusea Cement Partnership to Integrate bank.io OXP at FIs Nationwide

by NewsVideo

Janusea’s CoFounder and CEO Kyle Stutzman and ASAPP Financial Technology’s President & CEO JR Pierman joined the Studio Lounge to share how their partnership is helping credit unions compete with direct-to-consumer fintechs by integrating ASAPP’s bank.io OXP® with core banking systems.

Kyle and JR discussed how the collaboration—sparked at last year’s NACUSO conference—is accelerating access to account and loan origination, CRM, ECM, and analytics tools for U.S. credit unions. With implementation already underway, the integration is designed to deliver immediate impact by enhancing member experience and operational efficiency.

Let us know your thoughts in the comments!

Janusea Partner

Ascensus Announces New Partnership with Janusea to Revolutionize IRA and HSA Administration

by News

May 1, 2025 | Dresher, PA

Ascensus announced a new strategic partnership with Janusea to deliver a financial technology solution that streamlines IRA and health savings account (HSA) administration for financial institutions. Janusea’s product creates a direct integration between Ascensus’ technology platform and banks and credit unions, eliminating manual, dual entry of IRA and HSA transactions.

Ascensus currently offers full-service IRA and HSA administration as well as related services for approximately 5,500 financial organizations through its Retirement Products & Solutions (RPS) line of business. The new partnership combines Ascensus’ position as the leading provider of IRA and HSA services in the industry with Janusea’s deep experience bridging the gap between financial institutions and innovative fintech solutions.

“We’re thrilled to partner with Janusea to bring this innovative solution to our clients,” noted Anna Johnson, Head of Ascensus Retirement Products & Solutions. “Janusea believes integration should never be a barrier to innovation and is passionate about unlocking and accelerating financial technology for banks and credit unions. We’re proud to offer this turn-key solution with minimal implementation effort on our clients’ behalf, so banks and credit unions can spend more time doing what they do best and leave the data sharing and reconciliation to us.”

Key highlights of the integrated solution include:

– Comprehensive Implementation/Onboarding Support: Clients receive full support during the implementation and onboarding process, ensuring a smooth transition.

– Productivity Gains for Front-Line Staff: Elimination of dual data entry means front-line staff can operate more efficiently.

– Data Entry Error Reduction: Utilizing Ascensus’ integrated and compliance-driven workflows virtually eliminates common errors.

– Modern Tech Stack: Backend technology streamlines operations and simplifies account management to scale clients’ IRA and HSA programs with minimal development effort.

– Improved Transaction Efficiency: An integrated solution processes IRA and HSA transactions with far greater efficiency.

– Secure and Compliant Integration: Secure and compliant integration of retirement and savings solutions is assured.

– Expanded Reach: Clients will have access to integration with more than 20 core systems.

“Technology, expertise, and partnership are shared values for both of our companies, and we are excited to bring real-time, two-way communication with Ascensus to banks and credit unions,” said Kyle Stutzman, CEO and CoFounder of Janusea. “Ascensus brings purpose-built IRA and HSA technology to financial institutions and offers expertise in retirement and other tax-advantaged savings accounts. Their partnership to expand services, deepen client relationships, and grow assets at banks and credit unions aligns perfectly with the value Janusea strives for in our business. Through our technology platform, integration expertise, and commitment to partnership, we believe we are stronger when working together.”

About Ascensus

Ascensus provides market-leading technology, services and expertise that help millions of people save for a better today and tomorrow through tax-advantaged savings.    

The company’s Retirement Products & Solutions (RPS) line of business provides compliance support, training, forms, mailing services, and full service administration to banks and credit unions.

Ascensus is also a premier savings program service provider, third-party administrator, and government savings facilitator. Its platforms, industry knowledge, and data-based insights enhance the growth and success of its partners, their clients, and savers through co-branded, private-labeled, and governmental partnerships. 

Ascensus offers comprehensive qualified and nonqualified retirement plan solutions, third-party retirement plan administration, 529 education and ABLE savings program administration, corporate- and bank-owned life insurance solutions, and fiduciary and total rewards services.

The company’s brands include Ascensus; Newport, an Ascensus company; and FuturePlan by Ascensus. Ascensus has more than $862 billion in assets under administration and employs more than 5,100 associates as of March 31, 2025.

For more information, visit ascensus.com and newportgroup.com.

About Janusea

Janusea, Inc. bridges the technology gap between financial institutions and today’s most innovative fintech solutions. Many fintechs face challenges when communicating with legacy core systems at credit unions and community banks, often requiring years of development to achieve full integration. Janusea connects these worlds through a secure, cloud-based, fully hosted platform. With a focus on speed to market, freedom to choose the best solutions, and sustainable API integration, Janusea enables seamless collaboration between fintechs and financial institutions. 

LinkedIn Post Graphic

ASAPP Financial Technology and Janusea Cement Strategic Partnership to Integrate bank.io OXP®

by News

April 16, 2025 | Toronto, Canada | Petoskey, Michigan | Tomball, Texas

After meeting for the first time, one year ago at the NACUSO conference in Kissimmee, Florida, ASAPP and Janusea are excited to announce at this year’s NACUSO conference in Las Vegas, the formation of a new strategic partnership.

When ASAPP’s bank.io OXP® | Omnichannel Experience Platform Version 1.0 launches in the United States this summer, it will leverage Janusea’s fully hosted and supported, secure integration translation platform that facilitates effortless connections with multiple core banking systems. 

“ASAPP is very excited to partner with the team at Janusea to leverage their extensive experience and expertise in helping fintechs and credit unions establish critical connections with core banking systems. This strategic partnership will allow our Platform including both our origination and bi-directional core-banking integrated CRM feature sets to be ready for implementation,” noted JR Pierman, President & CEO, ASAPP Financial Technology. “From our initial meeting to our newly formed partnership, it’s been a great journey, and both of our teams are very passionate about how we can support our credit union Client-Partners through this new partnership!”.

The team at Janusea and ASAPP’s Platform Development team will leverage both Janusea’s proprietary capabilities and extensive experience along with ASAPP’s uniCORE unified core banking connection engine to build initial connections between Jack Henry Symitar, Fiserv DNA, and Correlation Keystone core banking systems and ASAPP Financial Technology’s bank.io OXP® | Omnichannel Experience Platform. 

“Our team is proud to partner with the team at ASAPP to support their US launch and help them continue to deliver on their vision of supporting credit unions as they compete against direct-to-consumer fintechs,” said Kyle Stutzman, CEO of Janusea. “Our shared commitment to empowering credit unions drives us to create and foster collaboration like this strategic partnership with ASAPP to ultimately help the credit union movement support their members and communities.”

Joint development activities will be kicking off immediately as the teams are aligned for the upcoming bank.io OXP® US launch across this summer.

About ASAPP Financial Technology:

ASAPP Financial Technology provides
Customer Experience Software that supports regulated financial institutions as they Originate, Onboard, Understand, and Grow their Customer Relationships. In Canada, the ASAPP OXP® | Omnichannel Experience Platform has help over 50 Canadian credit unions create sustainable competitive advantages to compete against direct-to-consumer fintech solutions. In the United States, the bank.io OXP® | Omnichannel Experience Platform delivers Origination and Engagement feature sets that leverage our experience gained supporting Canadian financial institutions, while delivering a solution that adapts to the challenges and opportunities for the US credit union and community bank markets.

About Janusea 

Janusea, Inc. bridges the technology gap between community financial institutions and today’s most innovative fintech solutions. Many fintech’s face challenges when trying to communicate with legacy core systems at credit unions and community banks, often requiring years of development to achieve full integration. Janusea connects these worlds through a secure, cloud-based, fully hosted platform. With a focus on speed to market, freedom to choose the best solutions, and sustainable API integration, Janusea enables seamless collaboration between fintech’s and financial institutions. 

Janusea Meritrust partnership

Janusea Secures Strategic Investment and Partnership with Meritrust Credit Union to Accelerate Core Integration Solutions

by News

Cypress, TX – July 16, 2024 –  Janusea, a leading fintech company providing an integration platform that connects credit unions and community banks with innovative fintech solutions, is excited to announce a strategic investment and partnership with Meritrust Credit Union. This collaboration will bolster Janusea’s connections with core systems, expand its network of community financial institutions (increase the number of community financial institutions), and grow the platform’s ecosystem of software providers. Janusea enables seamless financial technology integrations, restores vendor choice for CFIs, and accelerates value through quick integration. 

The partnership between Janusea and Meritrust reflects a shared vision for overcoming the core integration barriers and challenges within the financial sector. Meritrust’s investment in Janusea underscores their commitment to innovation and streamlining fintech connections. Both organizations are dedicated to simplifying technology integration, enabling faster and more efficient connections between fintech solutions and credit union cores. 

“The Janusea platform introduces a new approach to integration and core connectivity delivering immediate innovation and value to our industry. Meritrust shares our vision for fostering collaboration and opening doorways for people and systems to work together. Their investment and support expand the current connections and unlock significant scalability with every platform partner and financial institution eager to work together.” – Kyle Stutzman, CEO at Janusea

Meritrust is looking to utilize Janusea’s platform to streamline internal processes, replace expensive and complicated on-prem middleware, and enhance member services, further solidifying their commitment to advancing financial technology.

“Like many financial institutions, we are dedicated to innovation and efficiency. With technology products quickly becoming outdated, launching new solutions takes significant time. Janusea’s platform answers our integration challenges and realigns our focus on providing members with optimal service across any channel they prefer.” – Cliff Shoff, SVP/CIO at Meritrust Credit Union

This collaborative effort sets the stage for credit unions of all sizes to adapt and thrive in the fast-evolving financial landscape, fostering an environment where technological advancements and seamless integration are prioritized. Integrations are now possible for all credit unions without the huge cost and time challenges of the past. 

About Meritrust Credit Union  

Meritrust Credit Union is committed to providing exceptional financial services and fostering innovation through strategic partnerships and advanced technology. Team Meritrust is making our world a better place for their members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities they serve, Meritrust offers the products, services and tools their members need to achieve their financial goals with confidence. For more information visit https://www.meritrustcu.org 

About Janusea 

Janusea, Inc. fills a technology gap in the community financial institution space, connecting credit unions and community banks with today’s innovative fintech solutions. Many fintechs cannot communicate with a financial institution’s legacy core system or would spend years working on integrations to cover the scope of our industry. Janusea is the connection between many worlds via a fully hosted platform delivered securely using the cloud. Ultimately, Janusea provides community financial institutions and fintechs with speed to market, free choices to work with the best solutions, any FIs, and sustainable API integration. For more information, visit www.janusea.com

2024 03-25 Janusea Partner - Boucoup

BankingON Partners with Janusea to Empower Credit Unions to serve Millennial Parents with Teenagers

by News

Cypress, TX, April 2, 2024 – Janusea, provider of seamless and secure integrations to credit union core systems, is pleased to announce its strategic partnership with BankingON, the developers of the family banking platform Boucoup. By becoming a Janusea platform partner, BankingON will be able to expedite the implementation process and ensure the utmost integrity and reliability of banking core integrations.

“Our partnership with Jausea is going to boost the scale and reliability of the Boucoup platform,” said Alexey Krasnoriadtsev, CEO at BankingON. “Those who have experience working on core platforms understand the difficulties that come with interfacing a product with multiple cores. With Janusea, we can focus on improving the Boucoup product, bringing value to teenagers and their parents, and in some sense allows us to be core agnostic.”

The Boucoup digital mobile banking application platform will provide credit unions with a solution that grows their minor accounts, helps its members build confidence in the financial system, and even graduates them when they turn 18. As such, this partnership allows BankingON to deliver a platform which maintains memberships within the credit union’s core and builds brand familiarity.

Since Janusea shoulders the burden of core integrations for credit unions and fintechs alike, this partnership gives BankingON the ability to normalize otherwise disparate member data across many cores.

“Especially in the case of our fintech partners,” said Janusea’s CEO Kyle Stutzman, “Janusea’s main purpose is to let companies like BankingON be innovative. There is already a high barrier to entry within the financial industry. So, not having to worry about how your product is going to unify its integrations from customer to customer, opens a lot of doors and possibilities.”

By leveraging Janusea’s game-changing integration solution, Boucoup provides parents with the chance to instill sound financial habits in their children. This is achieved through securely overseeing money management using a cutting-edge mobile app seamlessly integrated into the credit union experience. 

About BankingON

BankingON is an Austin-based CUSO of B2B2C digital banking solutions committed to empowering Credit Unions to help parents raise money-smart children. Boucoup, its family finance platform, helps CUs offer a valuable, free, branded mobile app for parents and teens. With Boucoup, parents can teach teens essential money skills, including earning, spending, and saving, through a fun and interactive platform. Teen-optimized UI and features include instant allowances, chore-based rewards, flexible spending controls, and real-time transaction notifications, all within one seamless mobile app. To learn more about Boucoup, visit us at https://www.boucoup.com or send us an email at info@boucoup.com.

About Janusea 

Janusea, Inc. fills a technology gap in the community financial institution space, connecting credit unions and community banks with today’s innovative fintech solutions. Many fintechs cannot communicate with a financial institution’s legacy core system. Janusea is the connection between these two worlds via a fully-hosted platform delivered securely using the cloud. Ultimately, Janusea provides community financial institutions with speed to market, free choices to work with the best solutions and sustainable API integration. For more information, visit www.janusea.com.

SOC (18)

Janusea Achieves SOC 2 Type II Attestation

by News

Janusea, an integration platform provider for fintechs and financial institutions, announces the successful completion of its SOC 2 Type II attestation. This attestation, obtained after a thorough evaluation by CyberGuard Compliance, validates Janusea’s dedication to ensuring and maintaining the highest industry standards of security, availability, processing integrity, and confidentiality of its systems and services.

CyberGuard Compliance, founded in 2011, specializes in addressing service-related risks for clients worldwide and offers tailored solutions to organizations ranging from Fortune 50 Companies to start-ups. Their meticulous approach ensures that all service-related risks are effectively managed, providing clients with peace of mind and confidence in their operations.

As fintechs and financial institutions navigate the complexities of digital transformation, Janusea remains a trusted partner, offering reliable and seamless legacy banking core integration solutions and technology that enable organizations to innovate and thrive in the evolving landscape of financial services. The SOC 2 Type II attestation reaffirms Janusea’s commitment to delivering integration solutions that are secure, compliant, and meet the needs of the industry.

“We know our customers provide trusted services to their members, customers, and financial institutions.” says Kyle Stutzman, CEO of Janusea. “We are proud to be part of this industry and strive to maintain the highest levels of trust, internal controls, and compliance needed by our partners.”

union square credit union - square (6)

Case Study: Union Square Credit Union

by News

Union Square Credit Union (Union Square), a $670M+ credit union serving nearly 40,000 members in the greater Wichita Falls, Texas area, is committed to its concept of “people helping people.” Union Square has established a robust technology stack, ensuring the safety and compliance of its infrastructure, minimizing risks, and setting them up for agility in adopting solutions in the future. Since beginning down a path of digital transformation, Union Square has also joined forces with Janusea, a Pure IT partner, to enable seamless middleware solutions.

Partnering with Pure IT

In 2017, Union Square did an Infrastructure and Operations Assessment with Pure IT to help streamline technology, people, processes, and business requirements. Pure IT compiled a list of suggestions and created a technology roadmap to assist Union Square in uncovering where they are, where they should be, and how to fill the technological gaps to get there.

To address network connectivity, Pure IT implemented an SD-WAN infrastructure that provided staff with faster connections across all four branches while lowering operational costs. By replacing the existing MPLS connection with SD-WAN technology, Union Square has boosted connectivity by 20x and slashed costs by over 60%! Coupling the SD-WAN with a new firewall infrastructure ensures the system’s security and redundancy on IT and core connectivity while minimizing environmental risk.

Union Square has also significantly improved business efficiencies by upgrading to a Virtual Desktop Infrastructure. This technology aligns with their growing organizational and member needs, replacing outdated hardware that was causing delayed transaction processing times. Moreover, VDI enables work-from-home capabilities and empowers Union Square to bring financial services directly to their members, regardless of their location. Union Square also continues to attract top talent with a flexible, hybrid work environment.

Joe Guidry, CIO at Union Square, adds, “It gives us peace of mind… having the ability to partner with a company that has experts in everything from switches to firewalls to virtualization is huge.”

In addition to the continued management of the Firewall, Network, and VDI, Union Square also partners with Pure IT for vCISO advisory services, enhancing and maturing their security posture as an organization. Pure IT also supports Union Square’s End Users, Desktops, and Servers.

A collaborative approach to management allows Pure IT to provide top-notch support and service while allowing Union Square to focus on serving members. Over the last six years, Union Square has seen an 81% increase in total assets, alongside a 45% increase in overall membership, a true testament to Union Square’s commitment to community growth and innovation.

In their journey to continue focusing on their greater strategic and member-focused initiatives, Union Square and Pure IT identified more areas to increase speed to market and eliminate manual processes around onboarding fintechs. Pure IT has the perfect partner – Janusea.

Partnering with Janusea

Credit Unions often struggle to incorporate third-party services for many reasons: compliance, budgeting, and the most difficult of them all, core integrations.

“Digital transformation is easy to say, hard to do, and even harder to do right…” – Joe Guidry

As a middleware partner, Janusea can connect a credit union’s core (yes, any core!) to communicate with any technology application. Once connected, the credit union has the capability to easily connect to other vendors on Janusea’s platform or have a standard and accelerated way to integrate with vendors that have yet to join the platform.

Janusea removes the integration barrier for credit unions by providing a standard model that allows the financial industry ecosystem to benefit as a whole while allowing flexibility for the nuances that come with each specific environment. As Union Square can attest, this saves significant time and money because once the integration is done, it can be repeated for any number of business use cases.

“It’s exciting that we are providing Union Square an accelerated path to execute on the strategic vision they’ve put together with Pure IT.  All these great ideas that seemed further out are now becoming real initiatives and projects because they’ve been able to overcome the core integration barrier” – Masako Long, VP of Sales at Janusea

Union Square Credit Union’s partnership with Pure IT and Janusea has proven to be a game-changer in their journey toward digital transformation. With a forward-thinking and adaptable approach, the credit union has established itself as a prominent industry player – and we can’t wait to see what’s next. 

Learn more about Union Square Credit Union: https://www.unionsquare.org/

Learn more about Pure IT: https://pureitcuso.com