Janusea Financial Exchange

 

Building on a broad collaboration across the industry, the Janusea Financial Exchange (JFX) has is a standard protocol facilitating data exchange between client-server systems, cloud-based APIs, and core data systems. This standardized approach empowers software providers and financial organizations to expedite integrations, merger and acquisition plans, employee efficiency projects, and gain access to innovative digital solutions.

JFX has grown to be a leading API solution for community financial institutions and fintechs wanting to work together. It boasts widespread adoption, with active deployment in numerous organizations and financial technology service providers, cementing its position as a cornerstone in the industry’s technological landscape. JFX was established by Janusea, as an extension and expansion of a common community message set.

Examples of product / service implementations supported by the JFX standard include: 

  • Using central IDs (blockchain and other) for transactions and account access.
  • Consumer, Business, Trust, and ITIN account opening
  • Consumer and Mortgage Loan origination/lending solutions
  • Account data integration support
  • Big data analytics and data visualization tools
  • Mobile payment processing and real-time payment application into accounts
  • Enterprise Service Bus & gateway integrations
  • Personal and business finance management applications
  • Artificial Intelligence (AI) enable banking, chat, communication, and lending.
  • Automated underwriting
  • Money movement
  • Digital banking
  • Youth and Family digital banking
  • Remote deposit, holds, and debiting / crediting accounts.
  • CRM / Customer Service platform real-time transactions and Customer information.
  • Call center services
  • Interactive Voice Response and telephone banking