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NACUSO24: Janusea’s Kyle Stutzman Talks Effective Connections Between Fintechs and Credit Unions

Kyle Stutzman, CEO/Founder of Janusea, joined CU Broadcast in their Studio Lounge to share all the innovative things that can occur for credit unions when there are no connection barriers with fintechs.

A very timely talk with our CEO, as more and more credit unions are looking to partner with fintechs today to maintain and/or exceed consumer/member financial service expectations. Janusea helps credit unions and fintechs connect in a very seamless fashion — without having to get a new core.

Check it out and let us know your thoughts. 

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BankingON Partners with Janusea to Empower Credit Unions to serve Millennial Parents with Teenagers

Cypress, TX, April 2, 2024 – Janusea, provider of seamless and secure integrations to credit union core systems, is pleased to announce its strategic partnership with BankingON, the developers of the family banking platform Boucoup. By becoming a Janusea platform partner, BankingON will be able to expedite the implementation process and ensure the utmost integrity and reliability of banking core integrations.

“Our partnership with Jausea is going to boost the scale and reliability of the Boucoup platform,” said Alexey Krasnoriadtsev, CEO at BankingON. “Those who have experience working on core platforms understand the difficulties that come with interfacing a product with multiple cores. With Janusea, we can focus on improving the Boucoup product, bringing value to teenagers and their parents, and in some sense allows us to be core agnostic.”

The Boucoup digital mobile banking application platform will provide credit unions with a solution that grows their minor accounts, helps its members build confidence in the financial system, and even graduates them when they turn 18. As such, this partnership allows BankingON to deliver a platform which maintains memberships within the credit union’s core and builds brand familiarity.

Since Janusea shoulders the burden of core integrations for credit unions and fintechs alike, this partnership gives BankingON the ability to normalize otherwise disparate member data across many cores.

“Especially in the case of our fintech partners,” said Janusea’s CEO Kyle Stutzman, “Janusea’s main purpose is to let companies like BankingON be innovative. There is already a high barrier to entry within the financial industry. So, not having to worry about how your product is going to unify its integrations from customer to customer, opens a lot of doors and possibilities.”

By leveraging Janusea’s game-changing integration solution, Boucoup provides parents with the chance to instill sound financial habits in their children. This is achieved through securely overseeing money management using a cutting-edge mobile app seamlessly integrated into the credit union experience. 

About BankingON

BankingON is an Austin-based CUSO of B2B2C digital banking solutions committed to empowering Credit Unions to help parents raise money-smart children. Boucoup, its family finance platform, helps CUs offer a valuable, free, branded mobile app for parents and teens. With Boucoup, parents can teach teens essential money skills, including earning, spending, and saving, through a fun and interactive platform. Teen-optimized UI and features include instant allowances, chore-based rewards, flexible spending controls, and real-time transaction notifications, all within one seamless mobile app. To learn more about Boucoup, visit us at https://www.boucoup.com or send us an email at info@boucoup.com.

About Janusea 

Janusea, Inc. fills a technology gap in the community financial institution space, connecting credit unions and community banks with today’s innovative fintech solutions. Many fintechs cannot communicate with a financial institution’s legacy core system. Janusea is the connection between these two worlds via a fully-hosted platform delivered securely using the cloud. Ultimately, Janusea provides community financial institutions with speed to market, free choices to work with the best solutions and sustainable API integration. For more information, visit www.janusea.com.

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Janusea Achieves SOC 2 Type II Attestation

Janusea, an integration platform provider for fintechs and financial institutions, announces the successful completion of its SOC 2 Type II attestation. This attestation, obtained after a thorough evaluation by CyberGuard Compliance, validates Janusea’s dedication to ensuring and maintaining the highest industry standards of security, availability, processing integrity, and confidentiality of its systems and services.

CyberGuard Compliance, founded in 2011, specializes in addressing service-related risks for clients worldwide and offers tailored solutions to organizations ranging from Fortune 50 Companies to start-ups. Their meticulous approach ensures that all service-related risks are effectively managed, providing clients with peace of mind and confidence in their operations.

As fintechs and financial institutions navigate the complexities of digital transformation, Janusea remains a trusted partner, offering reliable and seamless legacy banking core integration solutions and technology that enable organizations to innovate and thrive in the evolving landscape of financial services. The SOC 2 Type II attestation reaffirms Janusea’s commitment to delivering integration solutions that are secure, compliant, and meet the needs of the industry.

We know our customers provide trusted services to their members, customers, and financial institutions.” says Kyle Stutzman, CEO of Janusea. “We are proud to be part of this industry and strive to maintain the highest levels of trust, internal controls, and compliance needed by our partners.”

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Case Study: Union Square Credit Union

Union Square Credit Union (Union Square), a $670M+ credit union serving nearly 40,000 members in the greater Wichita Falls, Texas area, is committed to its concept of “people helping people.” Union Square has established a robust technology stack, ensuring the safety and compliance of its infrastructure, minimizing risks, and setting them up for agility in adopting solutions in the future. Since beginning down a path of digital transformation, Union Square has also joined forces with Janusea, a Pure IT partner, to enable seamless middleware solutions.

Partnering with Pure IT

In 2017, Union Square did an Infrastructure and Operations Assessment with Pure IT to help streamline technology, people, processes, and business requirements. Pure IT compiled a list of suggestions and created a technology roadmap to assist Union Square in uncovering where they are, where they should be, and how to fill the technological gaps to get there.

To address network connectivity, Pure IT implemented an SD-WAN infrastructure that provided staff with faster connections across all four branches while lowering operational costs. By replacing the existing MPLS connection with SD-WAN technology, Union Square has boosted connectivity by 20x and slashed costs by over 60%! Coupling the SD-WAN with a new firewall infrastructure ensures the system’s security and redundancy on IT and core connectivity while minimizing environmental risk.

Union Square has also significantly improved business efficiencies by upgrading to a Virtual Desktop Infrastructure. This technology aligns with their growing organizational and member needs, replacing outdated hardware that was causing delayed transaction processing times. Moreover, VDI enables work-from-home capabilities and empowers Union Square to bring financial services directly to their members, regardless of their location. Union Square also continues to attract top talent with a flexible, hybrid work environment.

Joe Guidry, CIO at Union Square, adds, “It gives us peace of mind… having the ability to partner with a company that has experts in everything from switches to firewalls to virtualization is huge.”

In addition to the continued management of the Firewall, Network, and VDI, Union Square also partners with Pure IT for vCISO advisory services, enhancing and maturing their security posture as an organization. Pure IT also supports Union Square’s End Users, Desktops, and Servers.

A collaborative approach to management allows Pure IT to provide top-notch support and service while allowing Union Square to focus on serving members. Over the last six years, Union Square has seen an 81% increase in total assets, alongside a 45% increase in overall membership, a true testament to Union Square’s commitment to community growth and innovation.

In their journey to continue focusing on their greater strategic and member-focused initiatives, Union Square and Pure IT identified more areas to increase speed to market and eliminate manual processes around onboarding fintechs. Pure IT has the perfect partner – Janusea.

Partnering with Janusea

Credit Unions often struggle to incorporate third-party services for many reasons: compliance, budgeting, and the most difficult of them all, core integrations.

“Digital transformation is easy to say, hard to do, and even harder to do right…” – Joe Guidry

As a middleware partner, Janusea can connect a credit union’s core (yes, any core!) to communicate with any technology application. Once connected, the credit union has the capability to easily connect to other vendors on Janusea’s platform or have a standard and accelerated way to integrate with vendors that have yet to join the platform.

Janusea removes the integration barrier for credit unions by providing a standard model that allows the financial industry ecosystem to benefit as a whole while allowing flexibility for the nuances that come with each specific environment. As Union Square can attest, this saves significant time and money because once the integration is done, it can be repeated for any number of business use cases.

“It’s exciting that we are providing Union Square an accelerated path to execute on the strategic vision they’ve put together with Pure IT.  All these great ideas that seemed further out are now becoming real initiatives and projects because they’ve been able to overcome the core integration barrier” – Masako Long, VP of Sales at Janusea

Union Square Credit Union’s partnership with Pure IT and Janusea has proven to be a game-changer in their journey toward digital transformation. With a forward-thinking and adaptable approach, the credit union has established itself as a prominent industry player – and we can’t wait to see what’s next. 

Learn more about Union Square Credit Union: https://www.unionsquare.org/

Learn more about Pure IT: https://pureitcuso.com

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Janusea at VentureTech 2023: VentureTech Podcast

Kyle Stutzman, CEO, and Masako Long, VP of Sales at Janusea attended VentureTech 2023, where they joined Jonathan Taylor, CEO at CU SOL, and Joshua Barclay, Growth Marketing Manager at CRMNEXT, to record an episode of the VentureTech Podcast.

This conversation covers how Janusea helps Credit Unions overcome core integration problems and empowers Credit Unions to choose and leverage technology that helps serving their members.  

If this is your first time learning about Janusea, this is a great podcast to help you understand how we might be able to help you!

Grab a listen here!

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Janusea and Salus Partner to Remove Barriers in Real-Time Microlending

Masako Long, VP of Sales at Janusea, connecting fintech solutions with core integration, and James Chemplavil, Founder/CEO at Salus, an automated digital underwriting platform, joined us in the Studio Lounge to discuss their organization’s partnership.

​This partnership leverages each of their technologies to enhance credit unions’ efficiency, removing unnecessary costs and barriers to real-time microlending and giving them the tools to meet each of their members’ unique needs — enhancing financial inclusion.

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Speed and Value Priorities in Janusea and Datava Partnership Delivering Real-Time Integration

Datava’s Founder/CEO, Gordon Flammer and Janusea’s Co-founder/CEO, Kyle Stutzman, and VP of Sales, Masako Long, all joined CU Broadcast to share the news about Datava joining the Janusea platform. This partnership will deliver real-time integration in Datava’s member relationship management and business intelligence solutions for credit unions.

In this discussion, we talked about who Datava is, how they help credit unions, and why the Janusea and Datava partnership makes sense — not only from the two organizations’ perspective but also for credit unions.

Gordon, Masako, and Kyle also discussed how the two technologies work together to enhance credit unions’ value and goals and/or achievements they would like to accomplish for credit unions as their business relationship grows.

Check it out and let us know your thoughts. And be sure to watch the entire episode below for all the details.

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Datava Joins Janusea Platform to Deliver Real-Time Integration in Member Relationship Management and Business Intelligence

Houston, TX – March 16, 2023Datava, a leading platform for member relationship management and business intelligence tools has partnered with Janusea, a leading fintech company focused on integrations that connect credit unions and community banks with today’s innovative fintech solutions. Datava joining Janusea’s core-connector platform allows them to deliver their real-time integration in member relationship management and business intelligence solutions for credit unions.

According to Janusea CEO Kyle Stutzman, this partnership allows credit unions to remain inside Datava’s toolset (data sets or workflows) without having to flip back and forth from one screen to another – which is a huge time saver in member services. Janusea’s connector enables Datava’s technology to be more active, efficient, and, ultimately, help the member in an extremely timely manner.

“We’re very excited to part of what Datava is doing, as they already have incredible technology and a very exciting roadmap,” Stutzman says. “In addition, the culture of their company fits perfectly with credit unions and we look forward to making these worlds connect more efficiently all in real time – and adding value to what Datava already provides.”

According to Datava’s Founder/CEO Gordon Flammer, credit unions are currently balancing Datava’s tools with their core systems, which is inherently inefficient – literally jumping between screens/systems to serve members. Janusea provides the vital connector with a credit union’s core to effectively and efficiently use Datava’s toolset to do everything in their real-time member dashboard environment: one system.

“We’re super excited about the enhanced value that we can provide our clients now working with Janusea and what their ‘connector’ technology allows us to do for our clients,” Flammer says. “With Janusea, our clients can connect the two systems so credit union staff only have to work in one system – not two – which is way more efficient and equates to much better member service.”

A typical use case would be within a credit union’s call center: A member calls into a call center and the MSR verifies the member, Datava’s system kicks in with that member’s real-time info in a dashboard format. With Janusea, its connector rails will allow Datava to retieve that member’s information much quicker in real time, which, again, results in better, faster member service – especially in a call center environment where every second counts.

“It fits so well with what we’re doing,” Flammer adds. “It allows us to be that true front end for our clients – and enables credit unions to be data driven and member focused. Super excited to work with an organization like Janusea that has the same attitude and drive as Datava.”

“We’re more than happy to add value to Datava’s toolset – which also adds value to Janusea’s platform offerings,” Stutzman says. “Now other credit unions using Janusea can have access to Datava’s technology without any significant implementation, allowing all parties to win.”

About Datava

About DatavaDatava combines data integration, curation and analysis with relationship management, data visualization, and workflow tools to provide a suite of Member Relationship Management (MRM) and Business Intelligence solutions, built specifically for credit unions. Datava enables credit unions to deepen member satisfaction, grow revenue, reduce manual processes, and increase employee productivity without requiring any internal management, and at half the cost of any other solution on the market. Datava’s modules include Relationship Management, Goals and Incentive Tracking, Onboarding Manager, Campaign Success Management, Referral Management, Indirect Lending, Business Intelligence, Loan Application Pipeline, SEG (Select Employer Group) Management, Outbound Prospecting, Predictive Analytics, Problem Resolution/Compliance, Learning Management Data Warehouse and more. On average, Datava’s clients achieve an impressive 20% increase in new loan dollars and 50% increase in cross-sell. Learn more at www.datava.com.

About Janusea

Janusea, Inc. fills a technology gap in the community financial institution space, connecting credit unions and community banks with today’s innovative fintech solutions. Many fintechs cannot communicate with a financial institution’s legacy core system. Janusea is the connection between these two worlds via a fully-hosted platform delivered securely using the cloud. Ultimately, Janusea provides community financial institutions with speed to market, free choices to work with the best solutions, and sustainable API integration. For more information, visit janusea.com.